• advantage4U VISA CardWelcome to advantage4U

    Congratulations and welcome to your new advantage4U Visa Prepaid Card!

    As you’re a customer of Loansathome4u, you’re a special person to us, so we want you to be able to benefit from all the great advantages associated to being an advantage4U cardholder.

    Read on to discover more about the advantage4U card!

  • Cashback & spending power 4UCashback

    The advantage4U card offers flexibility and more choice, allowing you to purchase goods on the internet so you can get the best deals out there!

    The advantage4U card just gets better and better! That’s because when you use your card to buy goods in stores or online at the selected retailers listed, you earn up to 8% cashback on every single purchase!

    The good news is we will be adding more retailers all the time!

  • a4uslider1Easy repayments & reassurance 4U

    Your loan which has been put on your advantage4U card will have fixed repayments so you know exactly where you stand!

    These repayments are set at the start and will never increase, which makes things easy for you when it comes to budgeting for your regular payments.

    The advantage4U card gives you piece of mind. You can only spend what is available on your card so you can not go overdrawn.

    Stay in control of your money and use your advantage4U card as your own Piggy bank!

  • Post OfficeTop Ups & freedom 4U

    One of the best things about your new card is that you can top it up with extra money whenever you like!

    You can load your card with money at over 12,000 Post Office branches in the UK or at over 23,000 PayPoints nationwide.

    You can load your card online via electronic payments such as BACs or from another debit/credit card! Its as simple as that!

    Any future loans taken from a Loansathome4U or CashKangaroo representative can also be paid directly to your advantage4U card, giving you more freedom and choice when it comes to spending your money!

Using your Card

Your card can be used anywhere the VISA Brand Mark is displayed, from retail stores on the high street to purchases made online just like any debit or credit card. For help retrieving your PIN please click here for more information. Click here


Use your card in any of our listed retailers and you’ll earn up to 8% Cashback on every purchase you make in-store or online (terms apply).

Log In

Access your exclusive advantage4U account here. You can view your balance, check your statements, change your security details, replace your card, as well as many other card services.

Card Benefits

You can use your card to withdraw money at any ATM in the UK or abroad (fees apply). Your card can be used to purchase goods and services online or in store and earn up to 8% Cashback on all purchases at selected retailers.

1. Activate your card


To start enjoying the great advantages of becoming an advantage4U customer, just text GO to 66644 to activate your card.

2. Retrieve your PIN


Retrieve your PIN by calling 020 7078 2708 and follow the prompts.

3. Earn up to 8% on your spending

Simply use your card as you normally would and everytime you spend at one of our retailer partners we will credit your card with up to 8% Cashback